Transforming how 100M+ Indian salaried professionals plan their financial future — from scattered spreadsheets to one intelligent dashboard.
100M+
Salaried Professionals
40M+
SIP Investors
< 5%
Have a Financial Plan
People buy mutual funds before calculating retirement corpus
Home loans taken without understanding FIRE impact
Chronically underinsured — and unaware
Excel sheets that break when life changes
Financial planning is either expensive (advisors), generic (calculators), or chaotic (spreadsheets).
No dynamic, affordable, decision-intelligent system exists for middle-income India.
"How much do I actually need to retire?"
"If I take this loan, what happens to my retirement?"
"How much SIP is enough?"
"Can I afford this car?"
No app in India answers this holistically.
Until now.
True retirement corpus using real inflation and post-tax returns.
All life goals — house, education, FIRE — into one unified plan.
Financial decisions in real time. See impact before you commit.
User asks: "If I take a ₹50L home loan at 9%, what happens?"
Retirement Delay
+4 years
SIP Adjustment
+₹5,000/mo
Corpus Impact
-₹18L
Emotional decisions → Numerical clarity
Not generic rule-of-thumb calculators. Real financial math with category-specific Indian inflation rates.
Scores financial stability across liquidity, risk, and growth.
Inflation-adjusted corpus modeling for every life milestone.
Loan, salary, and investment impact analysis — before you decide.
TAM — India Salaried Middle Class
~100M
SAM — Digital SIP Investors
~40M
SOM — Finance-Aware Digital Users
~5-8M
Free Tier
₹0
Pro Tier
₹99/moor₹999/yr
Future Revenue Streams
Mutual Fund Apps
Product distribution focused
Robo-Advisors
Portfolio allocation only
Human Planners
Expensive and inaccessible
Excel Planners
Static and fragile
We are not a broker. Not a distributor. Not a tip provider.
We are the decision intelligence layer above investments.
SIP culture is mainstream
Gen Z & Millennials are money-conscious
FIRE movement is growing in India
DIY investing is rising
AI makes dynamic modeling scalable
Financial literacy demand at all-time high
Structured planning tools don't exist at scale.
We're building the infrastructure behind the wave.
Complete financial clarity for individual users.
Embedded into payroll platforms, fintech apps, and advisory firms.
For individuals, advisors, and enterprises at scale.
"Before I make a financial decision, I check FUMONEY."
— That's the behavior we're building.
Use of Funds
Product Engineering
Core platform + mobile experience
AI Decision Engine
Refinement + natural language simulation
User Acquisition
Creator partnerships + community growth
Regulatory Structuring
SEBI compliance + legal framework
We're not building another investment app.
We're building financial clarity infrastructure for India.
India's Financial Operating System. From financial chaos to numerical clarity.