Privacy Policy

Last updated: February 15, 2026

1. Information We Collect

When you create an account and use FUMONEY, we collect:

  • Account information: name, email address, and password.
  • Financial data: income, expenses, investments, liabilities, insurance details, and goals you enter during onboarding and throughout usage.
  • Usage data: pages visited, features used, and AI simulator queries.

2. How We Use Your Information

  • To provide personalised financial calculations, projections, and dashboards.
  • To power the AI Decision Simulator with your financial context.
  • To improve our algorithms and user experience.
  • To communicate service updates and account-related notifications.

3. Data Storage & Security

Your data is stored securely in Supabase (PostgreSQL) with Row Level Security (RLS) enabled on every table, ensuring that only you can access your own financial data. All data is transmitted over HTTPS. We do not store your bank credentials or have direct access to your bank accounts.

4. Third-Party Services

We use the following third-party services:

  • Supabase — database hosting and authentication.
  • Anthropic (Claude) — AI-powered financial advisory in the simulator. Your financial profile summary (not raw credentials) is sent to generate advice.
  • Vercel — application hosting and analytics.

5. Data Sharing

We do not sell, rent, or share your personal or financial data with any third party for marketing purposes. Data is only shared with the service providers listed above solely to operate the platform.

6. Your Rights

You have the right to:

  • Access and download your financial data at any time.
  • Request correction of inaccurate data via your profile settings.
  • Request deletion of your account and all associated data by contacting support.

7. Cookies & Analytics

We use essential cookies for authentication and session management. We may use anonymous analytics to understand usage patterns. No advertising cookies are used.

8. Changes to This Policy

We may update this policy from time to time. Material changes will be communicated via email or an in-app notification.

9. Contact

For privacy-related inquiries, contact us at privacy@fumoney.in.